Pet
Pet Insurance
Like with human health insurance, pet insurance providers alleviate some of the costs of keeping your pet healthy. Some plans cover basic scenarios like accidents and injuries, some only cover accidents, and others include injury, accident and illness, as well as genetic/hereditary conditions.
Accident-only coverage is the most affordable, followed by accident and illness coverage is more expensive, and the most expensive plans include wellness care and even death-related expenses. So, the more comprehensive the coverage, the higher you can expect the monthly premium to be.
You can choose from different levels of coverage, with each plan costing a monthly or annual premium based on how much coverage you choose. Many plans have a deductible, a certain amount you must pay out of pocket before coverage kicks in. Depending on your policy, this could be anywhere from $0 to $2,500 in a plan year. Typically, higher-deductible plans will yield lower monthly premiums. In large, pet insurance is a matter of reimbursement, and rates are based on your pet’s age and breed. Â
We represent several carries with plans to fit you and your pets needs.
Pet insurance generally includes:
What our clients say
Comprehensive policies for illness, accidents, accident-only, and preventive plans
80%-100% reimbursement on vet bills
Ability to use any licensed vet in the USA
Great Company!
“Great company! Quick and easy customer service! I would highly recommend!”
– Andrew F.
FAQs
Pet Insurance is like health insurance for your pet.Â
Getting Pet Insurance can help you save on veterinary costs, and it can provide peace of mind when it comes to your pet’s health and your budget.
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- Go to any licensed veterinarian. Pet insurance doesn’t require you to stick to a network.
- Pay the vet up front. Unlike health insurance, the vet doesn’t bill the insurance company for the costs.
- Submit a claim (a simple form and invoice from your vet) to the Pet Insurance company.
- Wait on the decision. If you’ve been a careful shopper and read through the policy, you shouldn’t be too surprised by what happens.
- Get paid by direct deposit or mail.
Some policies will limit the amount paid in claims for your pet, which means the insurance company will stop paying you back after they’ve reimbursed you for a certain dollar amount. There are also plans with no limits on payouts, which are still reasonably priced and can provide the greatest peace of mind.Â
- Species:Â Cats cost less than dogs, and smaller pets are less expensive to insure than larger ones.
- Breed: A pet that’s susceptible to certain diseases will warrant a higher premium.
- Age:Â Older pets are more expensive to insure than younger ones.
Location:Â Pet Insurance often costs more in larger or more expensive cities.
Anything that is documented on your pet’s medical health record before you get Pet Insurance will likely be considered a preexisting condition and will be excluded from coverage.