As a business owner, you strive to make decisions that are right for your business, your employees, and yourself. You know that you need excellent coverage. However, you do not have the time to become an expert in business insurance because you have a business to run and many other important decisions to make. So, make the first and the best decision by asking an Alliances Insurance Agency agent about a Business Owners Policy (BOP). This policy combines property, liability, and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than purchasing coverage separately.
Business Insurance can Protect Your Business against:
Perhaps you need General Liability Coverage that includes operations. Or, you need to add Business Auto Coverage or Commercial Property Insurance. Whether you are a home-based business, small service provider, or a contractor, we will be there to meet all of your specific insurance needs.
Let Alliances Insurance Agency help you find the right amount of coverage to suit your insurance needs.
Call us today at (610) 816-0043.
combines business property and general liability insurance in one policy and is designed for smaller businesses. It generally covers these essential areas:
General Liability – Protects your business and employees against third-party lawsuits related to personal injury, property damage, and more.
Property – Protects your place of business and the equipment, furniture, and other physical assets inside in the event of theft or damage.
You can also round out your coverage with other options, including:
“Thank you, Adam for your timely and helpful advice regarding the insurance policies I recently purchased. The entire process from quotation through policy issue went very smoothly plus my annual premiums were reduced by more than 50%. A job very well done!”
– Jack Z.
Business Insurance includes a broad range of policy options designed to protect businesses from financial loss. Every commercial operation has its own exclusive set of risks, which means a commercial insurance policy must be tailor made to the business.
Many factors, from the size of your company to the number of workers you employ, the materials they handle, and whether you have business vehicles, will determine the specific coverage you need to lessen risk and protect your company’s financials.
Business Insurance is a contract between the insurance company and the business. The insurance company agrees to provide financial protection in the event of a specified loss in exchange for premium payments.
The cost of Business Insurance varies. A typical cost for Business Insurance coverage is $200 per month. Cost also depends on the size of the business. A small home-based business can often be adequately insured for less, while insurance for a large company with many employees and a wide range of business risks will cost substantially more.
Yes, Business Insurance is tax deductible, as long as the coverage is for the purpose of operating a business, profession, or a trade. Businesses may not withhold their Business Insurance premiums if the coverage is for the purpose of a self-insurance reserve fund or a loss of earning insurance policy.
Business Insurance is required by law if the following apply to your business: