General Liability Insurance, also known as Commercial Liability Insurance, is a broad commercial insurance policy that covers general liability exposures of a business. Essentially, it is an insurance policy that pays for businesses legal expenses when it is sued by non-employees. Lawsuits covered by General Liability Insurance usually include, but are not limited to the following: property damage, bodily injury, slip-and-fall accidents, libel and slander, copyright infringement, and product liability. Ask an agent from Alliances Insurance Agency today about our General Liability Insurance.
Let Alliances Insurance Agency help you find the right amount of coverage to suit your insurance needs.
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General / Commercial Liability Insurance generally covers non-professional, negligent acts causing claims of injury to others caused by you or an employee including:
Damages caused by your work following the completion of the job
“I have used Kevin and his team for a number of years. He has your best interest in mind and is always looking for ways to help you and not his pocket. If there is a better rate, he’ll find it, and without you asking! Respectful and responsive!”
– R. Rose
General liability insurance policies typically cover you and your company for claims involving bodily injuries and property damage resulting from your products, services or operations. It may also cover you if you are held liable for damages to your landlord’s property.
If you visit a clients place of work, or do clients ever visit your worksite, if you have access to a client’s equipment, or if you use a third-party location for any business related activities then you should seriously consider obtaining General Liability Insurance.
Some permitting and licensing organizations will only grant you a business permit or professional license if you have active general liability insurance.