Menu
Workers’ Compensation Coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. In most cases, this coverage can also protect an employer from being sued by an injured worker.
We will find solutions to create safer and more productive workplaces, more confident and secure workers and overall savings that you will see on the bottom line.
We also offer “pay-as-you-go” billing options which enable insured to pay for their workers comp premiums based on actual exposure. So, essentially, the insured pays what they owe when they owe it. This improves cash-flow, reduces or eliminates end of term audits, and provides the ease of electronic billing.
Let Alliances Insurance Agency help you find the right amount of coverage to suit your insurance needs.
Call us today at (610) 816-0043.
There are many money saving discounts that are available if you are already have other insurance policies with Alliances Insurance Agency. The cost of an umbrella policy depends on how much underlying insurance you have and the kind of risk you represent. The greater the underlying liability coverage, the less expensive the policy will be since you would be less likely to need the additional insurance. An umbrella policy is the absolute best buy in the insurance business. It can cost as little as $150 to $200 for the first $1 million of coverage, then about $100 for each additional $1 million.
Medical benefits
Disability/indemnity benefits
Death benefits
Best Rates
“Kevin and Karen are great. They do the hard work for you by shopping for the best rates for you across multiple carriers.”
-James S.
All states, with a small number of exceptions, require businesses with employees who are not owners, to purchased workers’ compensation coverage for those employees.
The injured parties must visit a healthcare professional immediately so a doctor can provide medical reports to support any claims. Employees can then begin the claims filing process with Nationwide, being sure to include any state-mandated paperwork or forms. Once these claims are approved, the recipient will receive their compensation payments and can return to work when they feel they are ready.
Workers’ Comp provides coverage for all full-time and part-time employees and may cover owners and officers depending on the application and the owners inclusion or exclusion on the policy. As a general rule, employers with at least one employee should have coverage.
Every state except Texas mandate businesses to carry workers’ compensation for their employees.
