Life

Life Insurance

Having the right life insurance is essential in planning for not only your future but for your loved ones future as well. Life insurance can help your family maintain the lifestyle that you have all been accustomed to living. We can help you find the right life insurance that works for you and your family. We can make sure that your policy is tailored for you to accommodate your own personal and financial needs and the needs of your family.

As we all know, life changes. So do your needs. Your life insurance policy may need to change in order to adapt to your current situation. Alliances Insurance Agency is there for you to make sure that your policy is always meeting your needs, no matter what curve balls life throws your way.  

Some life transformations that may require a policy “tune-up” include:

Recently married or divorced

You have a new child or grandchild

You opened or expanded a business

Your health or your spouse’s health has deteriorated

You are providing care or financial assistance to a parent

Your child or grandchild requires assistance or long-term care

You recently purchased a new home

You are planning for a child or grandchild’s education

You are concerned about retirement income

You have refinanced your home mortgage in the past 6 months

You or your spouse recently received an inheritance

You have a sizeable estate

Do not leave the future of your loved ones to chance. Get the peace of mind that you deserve. 

Let Alliances Insurance Agency help you find the right amount of coverage to suit your insurance needs.

Call us today at (610) 816-0043.

Life insurance generally covers:

  Loss of life for any cause of death, including suicide after suicide clause period (usually two years)

Death from accidents or natural causes (including COVID)

Death caused by an act of war or terrorism (occurring outside of the U.S. is usually covered)

Note: The death benefit may be withheld if:

You lie or withhold information on your application

You die participating in a dangerous activity, depending on your policy

You participated in or are closely tied to a murder. In this case the death benefit goes to the estate or contingent beneficiaries

You die while doing something illegal – varies by insurer, so pay close attention to your policy

What our clients say

Highly Recommend

“My wife and I had State Farm for years and kept paying the increased rates every year until we met Kevin at Alliances Agency. He shopped out multiple options and made sure we had the right amount of coverage at an affordable rate. I would highly recommend this company!”

– Josh C.

FAQs

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