The Local Insurance Broker in West Chester, PA
Insurance agency for home, auto, business, life, and anything else you need.
AIA-Yerkes Insurance Agency helps families and businesses across Chester County protect everything that matters most. With offices in Phoenixville and West Grove and decades of combined experience, our team offers full-service insurance solutions throughout Pennsylvania, New Jersey, Delaware, and Maryland.
We are a family-run, independent agency that searches more than 20 highly rated carriers to find the most competitive coverage for your home, auto, life, and business. Whether you’re looking for a single policy or a complete review of your current coverage, we make the process simple, personal, and transparent. Call (610) 816-0043 to speak with a local advisor or request your quote online today.
Comprehensive Insurance Solutions
Homeowners Insurance
Homeowners insurance protects both the structure of your home and the personal belongings inside it. AIA-Yerkes Insurance Agency offers policies that safeguard against fire, theft, storm damage, and liability claims if someone is injured on your property. We help you compare replacement cost, actual cash value, and guaranteed replacement cost coverage to match your needs and budget. Our local agents are happy to review your current policy and show you ways to strengthen your protection while possibly lowering your premiums.
Car Insurance
The right car insurance policy does more than meet state requirements—it shields you from financial loss after an accident. Our team helps West Chester drivers choose from liability, collision, and comprehensive coverage, along with options like uninsured and underinsured motorist protection. We can also bundle your auto policy with home or renters insurance for extra savings. Whether you drive a daily commuter or a classic car, we’ll make sure your coverage fits your lifestyle and driving habits.
Life Insurance
Life insurance offers peace of mind for your loved ones’ financial future. AIA-Yerkes Insurance Agency helps you explore term life, whole life, and universal policies that can protect your family’s income, pay off debts, or fund education costs. As your circumstances change (marriage, children, or retirement) we help you adjust your plan so it continues to serve your goals.
Business Insurance
Our commercial insurance options safeguard your company from unexpected setbacks like property damage, cyberattacks, or liability claims. We customize policies for businesses across all industries, offering protection for vehicles, property, employees, and digital assets. Whether you manage a small retail shop or a growing professional practice, we’ll help you balance cost and coverage for lasting security.
We Represent Every Insurance Carrier You Will Need, And Then Some
Because AIA-Yerkes Insurance Agency is independent, we work for our clients, not any single carrier. Our network of more than twenty trusted insurance providers allows us to compare multiple quotes and tailor each policy to your needs. This broad carrier access means you’ll always have strong options, competitive rates, and flexibility as your circumstances evolve. We believe that you should never have to choose between quality coverage and affordability.
What Makes AIA-Yerkes Insurance Agency Unique
Our agency is built on family values, transparency, and genuine care for every client. Founded in 1979 by Michael Yerkes and later joined by Karen and Kevin Hamill, our team brings together decades of expertise and the shared belief that clients deserve personalized attention. We don’t disappear after a policy is sold—we stay involved through renewals, claims, and every stage of life. It’s this commitment to service that has helped us build lasting relationships across Chester County and beyond.
The Comprehensive Insurance Agency in West Chester, PA
Condo and Renters Insurance
If you own a condo or rent a home or apartment, your association or landlord’s policy won’t cover your personal belongings. Our condo and renters insurance policies protect your possessions from theft, vandalism, or fire and include personal liability coverage if a guest is injured on your property.
Landlord Insurance
For rental property owners, landlord insurance helps cover property damage, liability claims, and loss of rental income. We tailor coverage to single-family homes, multi-unit buildings, and investment properties so you can focus on managing your assets confidently.
Flood Insurance
Flooding can happen almost anywhere, and standard homeowners policies do not cover this risk. AIA-Yerkes Insurance Agency provides access to specialized flood insurance programs that protect both the structure of your home and the personal property inside.Pet Insurance
Your pet is part of the family, and we make it easier to cover vet visits and emergencies. Choose from accident-only or comprehensive plans that reimburse up to 100% of your veterinary bills. We’ll help you compare options from reputable carriers based on your pet’s age and breed.Umbrella Insurance
Umbrella policies add an extra layer of liability protection beyond your home, auto, or business coverage. For a small annual cost, you can safeguard your savings and assets against large claims or lawsuits arising from unforeseen accidents.
Boat and Watercraft Insurance
We help boaters across Pennsylvania protect their watercraft and passengers with policies covering physical damage, theft, personal effects, and liability. Whether you own a small fishing boat or a personal watercraft, we’ll help you enjoy the water with confidence.Classic Car Insurance
Collector vehicles need specialized coverage based on agreed value rather than market depreciation. We provide classic and antique car insurance that accounts for restoration value, limited use, and storage conditions.Motorsports and RV Insurance
From ATVs and snowmobiles to campers and motorhomes, we offer policies designed for your off-road and travel adventures. Coverage includes liability, collision, theft, and even personal belongings inside your RV.Motorcycle Insurance
In Pennsylvania, motorcycle insurance is required by law. We’ll help you choose liability, collision, and comprehensive coverage options that protect you, your passengers, and your bike—on or off the road.Agricultural Insurance
We offer farm and agricultural insurance tailored to everything from hobby farms to large-scale operations. Coverage options include dwellings, equipment, barns, livestock, and loss of income protection.Cybersecurity Insurance
Digital threats can affect businesses of any size. Cybersecurity insurance helps mitigate costs related to data breaches, ransomware, and business interruptions. We’ll help you evaluate your risk and select coverage that fits your company’s operations. Request an Appointment
Ultimate Professional
Kevin is the ultimate professional and has not only saved us money with our insurance policies, but also got us better coverage. Everyone I refer to him tells me the same thing. What more could you ask for? -Tom Toole, RE/MAX Main Line
FAQs For Our West Chester Insurance Agency
What Areas Do You Serve?
We serve clients across Chester County—including West Chester, Phoenixville, West Grove, Downingtown, and Kennett Square—as well as neighboring areas in Montgomery, Bucks, Delaware, and across NJ, DE, and MD.
How Long Has AIA-Yerkes Insurance Agency Been in Business?
The agency traces its roots to 1979, when Michael Yerkes and his mother, Anne, founded Yerkes Insurance. The firm later partnered with Alliances Insurance in 2012, creating the combined AIA-Yerkes Insurance Agency you know today.
What Insurance Carriers Do You Represent?
We represent over twenty top-rated carriers, giving you access to a wide selection of policies and price points.
Can I Bundle My Home and Auto Policies?
Yes. Bundling can lower your premiums and simplify your insurance management. We’ll show you all available discounts.
What Is the “Review Before You Renew” Philosophy?
It’s our way of reminding clients to review their policies annually to make sure coverage still fits their needs and that they’re not overpaying.
Do You Offer Life Insurance for Businesses or Key Employees?
Yes. We provide business continuation and key person life insurance to protect companies from financial loss after the death or disability of essential personnel.
How Can I Lower My Insurance Premiums?
Our team can help identify discounts for bundled policies, safety features, good driving records, and claim-free histories.
Do You Handle Insurance Claims Directly?
Yes. If you need to file a claim, we’ll guide you through the process and communicate with the carrier on your behalf.
Is Flood Insurance Required in West Chester?
Flood insurance is required for federally backed mortgages in designated flood zones, but it’s wise coverage even outside those areas.
Can You Help With Commercial Vehicle Insurance?
Absolutely. We offer business auto coverage for everything from single delivery vans to entire fleets.
Do You Offer Pet Insurance for Multiple Animals?
Yes, many plans allow multiple pets under one policy, often at discounted rates.
How Do I Get a Quote?
You can call (610) 816-0043, visit one of our offices in Phoenixville or West Grove, or request a quote online. We’ll respond quickly with personalized recommendations.
Request an Appointment
Ultimate Professional
Kevin is the ultimate professional and has not only saved us money with our insurance policies, but also got us better coverage. Everyone I refer to him tells me the same thing. What more could you ask for? -Tom Toole, RE/MAX Main Line